We’re in the midst of a teachable moment. Today’s economy has us all looking more closely at our money. It may be time for a financial fix-up, whether that’s just a tuneup or a complete overhaul. We are seeking local individuals or families to take part in a new series, The Forum’s Financial Fix-up.

Those selected will receive an individualized financial action plan, created by The Village Family Service Center’s financial counselors. These gurus will sit down with you and take an in-depth look at what you make, who you owe and how you spend your money. As a reward for following through on their advice, State Bank & Trust is offering $500 to each participating family to help achieve their financial goals.

Participants must be open and honest about their financial lives. After all, those chosen will have their names, occupations and photos printed in the paper. They must also be willing to reflect and change. Participants will be asked to blog about their financial fix-up, here at areavoices.com.

People in all sorts of financial situations are encouraged to apply, whether they’re in debt, newlyweds about to combine finances, nearing retirement and unsure if there’s enough, or saving for a long-term goal like a house, car or college.

To apply, fill out the application here. The deadline for applications is Nov. 28. Those chosen will be contacted in early December. For more information, contact Sherri Richards at (701) 241-5556 or srichards@forumcomm.com.